17th November 2022

Royal London: There’s life cover, but not as we know it

I don’t suppose many advisers with clients in the Public Sector have lost much sleep over the recent news that there’s no regulatory requirement to provide a life cover option under the Local Government Pension Scheme (LGPS) AVC. So, administering authorities should henceforth find it easier to review and switch AVC providers.

The same may or may not also be true of other public service pension schemes including the NHS and Teachers’ schemes where additional life cover is also an AVC option and where any regulatory requirement will similarly depend how the relevant regulations are worded.

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